Credit Repair Solutions
With our comprehensive Credit Repair service that is designed to help you rebuild and maintain a healthy credit profile, you can be on your way to achieving the American dream you've always desired. CEI Law can review your credit report for inaccuracies and dispute any errors with the credit bureaus, ensuring your credit history is accurate and fair. If you decide to have CEI Law assist you with your credit repair matter, a contract for credit repair services will be provided you with a three day rescission period. CEI Law does everything possible to comply with the Credit Repair Organizations Act.
There are at least 20 different federal rules and regulations governing the issuance of credit. Many banks, including the three major credit card providers, Visa, MasterCard, and Discover sometime violate those rules and regulations in operating their credit card programs. A credit repair solution may involve having the creditor remedy its violation. CEI Law will help you figure out whether there has been a violation and take the steps toward remedial action. Contact CEI Law for a consultation.
Product Liability
CEI Law handles product liability matters. Manufacturers, distributors, retailers, and others who make products available to the public have a duty to ensure that their products are safe. It is essential to identify the type of defect responsible in a product defect issue. There are three main categories: design defects, which are inherent flaws present before the product is made; manufacturing defects, which occur during the construction or production phase; and warning defects, also known as failure to warn, where the product lacks adequate instructions or warnings about its use. The key to building a solid product liability claim is first to get a full understanding of the type of defect and whether there are any misuse issues that my potentially block a claim. Contact CEI Law for a consulation related to harm from usage of a product.
The gathering of evidence and documentation is crucial for pursuing a product liability claim. A consumer's path to compensation is dependent upon successful case preparation including photographs of the defective product and the injury, as well as any recall notices or other consumer warnings. Not all product liability claims need to go to court. CEI Law can work out settlement negotiations or mediation as an alternative method of resolution. Contact CEI Law with any questions about a potential product liability matter.
Debt Collection Practices
Protecting the rights of consumers in their interactions with businesses and ensuring fair and reasonable debt collection practices. Debt collectors are required to follow strict rules and regulations when attempting to collect a debt, and consumers have rights that protect them from harassment, threats, and other abusive tactics. We work to enforce these laws and protect consumers from being taken advantage of by unscrupulous debt collectors. If you think that your creditor is carrying out unethical means to collect a debt, Contact CEI Law for a consultation.
Consumer finance should incorporate transparent and equitable practices. Discriminatory credit based on race, marital status, or disability is a violation of federal credit regulatory laws. There are numerous examples of unfair and deceptive credit and debt collection practices including extra add-on fees; misrepresenting credit terms; switching a consumer to a higher-priced alternative; or attempting to collect a greater amount than the debt owed. Contact CEI Law to discuss your debt collection or credit finance legal issue.
Foreclosure Defense
CEI Law is experienced in handling foreclosure defense matters. Depending upon the time frame of a mortgage contract, a mortgage debtor may have certain defenses under the Truth-in-Lending Act; Home Ownership Equity Protection Act; or Unfair Trade Practices Act. In situations where there are no definitive defenses to the foreclosure action, there may be cause to seek more time to pay arrearage or an agreement to revise the loan to reflect a working debtor's more current economic condition for a median priced range property. The best course of action for a mortgage debtor who believes that there may be a plausible defense to a foreclosure is to contact a foreclousre defense attorney. Contact CEI Law for a consultation.
A foreclosure action is obviously stressful and CEI Law understands that a mortgage debtor wants to avoid negative repurcussions to their credit score. The best option would be a deed-in-lieu of foreclosure. By giving the property back to the mortgagor or bank, the mortgage debtor's credit report will not list a foreclosure. Contact CEI Law for a consulation regarding deed-in-lieu and other foreclosure prevention options.
Services Offered By Us
This is a consumer, education, and immigration law focused practice. Consumer law covers legal issues, such as product liability, unfair debt collection practices, credit repair, and consumer privacy. Education law representation involves providing legal guidance and representation for matters related to education systems including student rights, school policies, special education services, and discrimination cases. Immigration law representation consist of assisting clients with visa applications. Contact CEI Law for your legal matters.
Consumer Law
CEI Law handles product liability; debt collection matters; foreclousure defense, and credit repair solutions. Your legal matter is handled with your best interest in mind. Learn more about the types of consumer matters we handle.
Education Law
Student and parental rights are pertinent to the success of any educational system. Discrimination or harassment based on race, gender, or disability results in a dysfunctional society. This practice is about protecting basic fundamental educational rights.
Immigration Law
Your immigration matter may involve the submission of legal briefs. We are very good at writing legal briefs. We handle visa applications. Contact us to discuss your legal immigration matter.